Health insurance fund
Every resident of Switzerland is required to take out basic health insurance under the federal LAMal law (Loi sur l'Assurance Maladie) within three months of arrival or of birth. The basic cover itself is identical across all carriers — defined by federal law — but the monthly premium varies significantly depending on the chosen insurer, the canton of residence, the age of the insured, and the model selected (free choice of doctor, family doctor, telemedicine, or…
SWICA Genève Organisation de santé
SWICA Genève SWICA operates a dedicated agency in Geneva, providing health and accident insurance solutions. As one of Switzerland’s major health insurers, it offers both mandatory basic insurance and supplementary coverage options through its local team.
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LAMal health insurance funds (caisses maladie) in Geneva
Every resident of Switzerland is required to take out basic health insurance under the federal LAMal law (Loi sur l'Assurance Maladie) within three months of arrival or of birth. The basic cover itself is identical across all carriers — defined by federal law — but the monthly premium varies significantly depending on the chosen insurer, the canton of residence, the age of the insured, and the model selected (free choice of doctor, family doctor, telemedicine, or HMO).
For new arrivals in Geneva, the practical steps are: register with the cantonal authorities, choose a caisse maladie within the three-month window, select a deductible (franchise) between CHF 300 and CHF 2,500, and decide whether to add a supplementary (LCA) layer. The supplementary layer is contractually distinct, medically underwritten, and determines access to hospital semi-private or private wards, alternative medicine, dental adult cover, and treatment outside Switzerland.
International civil servants holding a Carte de Légitimation and certain cross-border workers (frontaliers) have specific regimes and exemptions; this section is most relevant for residents on permit B, C, or Ci.